Founded with a vision to make a difference, Wefinance focuses on delivering high-quality products and services that meet the evolving needs of our clients. Our team is passionate about what we do, and we work continuously to improve, innovate, and exceed expectations.
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APR is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. Rates, loan size, among other variables will vary based on your credit worthiness with the lower rates potentially available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner. We recommend you read the lending partner’s terms and conditions in full before proceeding for a loan.
A business loan example at a low APR of 9.99% shows how affordable financing can be for qualified borrowers. For a loan amount of $50,000 over a 3-year term, the estimated monthly payment would be approximately $1,613. Over the full term, the total repayment would come to around $58,068, including about $8,068 in total interest. This type of rate is typically available to businesses with strong credit profiles and stable financial performance.
Not sure which loan is right for you? We compare offers from mainstream banks and alternative lenders to identify the best financing options for your business.
Get connected with business angels, venture capital investors and crowdfunding investors, and find equity investors via government initiatives.
Cut the time you’d spend wandering in the maze of grants. Lengthy searches? They’re history – we’ll find you the most relevant grant funding.
A successful e-commerce business needs more than great products—it requires steady funding for inventory, marketing, and expansion. At Wefinance, we understand the challenges e-commerce entrepreneurs face and are here to help.
In business, speed matters. Whether you’re covering payroll, restocking inventory, or jumping on a time-sensitive opportunity, waiting weeks for capital isn’t realistic.Our model ensures business owners get the capital they need today, with repayment that aligns with their cashflow.
Traditional small business loans often take weeks to process, require excellent credit, and come with fixed monthly payments. Wefinance provides a faster alternative through revenue-based funding, where repayments automatically adjust based on your sales.
A long-term loan is a suitable option when making major investments or planning business expansion. These loans typically have repayment terms of 5 to 10 years, with some extending beyond 20 years. They may come with fixed or variable interest rates and often require collateral, such as real estate, to secure the loan.
Short-term loans are financing options intended to be repaid within a shorter timeframe, usually one to two years. Businesses often use them for working capital, purchasing inventory or equipment, or supporting marketing efforts. These loans typically offer quicker access to funds and more flexible qualification standards.
Do you operate a retail outlet or business? Are you looking for a way to grow your business, or simply to keep your business operating as it should? this, you need capital. Wefinace Funding is the right choice to help you get the capital you need.
Wefinance Funding focuses on delivering fast and effective funding solutions to small business owners across Canada. We specialize in alternative business financing for SMEs in every province and postal code, helping businesses access the capital they need to grow.
As a trusted Canadian small business funding provider, we offer a broad range of financing solutions tailored to support your business needs quickly and efficiently. Our expanding presence across Canada allows us to focus on each merchant’s unique requirements while offering innovative and flexible funding options.
Our experienced financial specialists are dedicated to helping businesses make smart funding decisions.
Choose from a variety of funding options tailored to meet your business needs.
Thousands of businesses rely on us for reliable and transparent funding solutions.
Your information is protected with advanced security to ensure safe and confidential transactions.
Absolutely. A less-than-perfect credit score doesn’t automatically disqualify you from getting business funding. Wefinance specializes in alternative financing solutions designed for small businesses in all situations, including those with lower credit scores.
Flexible Requirements: Unlike traditional banks, alternative lenders consider factors beyond credit score, such as your revenue, business performance, and cash flow.
Fast Access to Capital: Get funding quickly to manage inventory, payroll, or marketing—even if your credit isn’t ideal.
Tailored Repayment Options: Some solutions, like revenue-based funding, adjust repayments based on your sales, helping businesses with inconsistent cash flow.
Credit-Building Opportunity: Responsible borrowing and timely repayments can help improve your credit over time.
At Wefinance, we connect you to lenders who understand the challenges of running a business and are ready to provide funding solutions that fit your needs—even with bad credit.
Collateral is an asset or group of assets that a borrower offers to back a loan. In the event of default, the lender can claim the asset to satisfy the loan obligation.
A personal guarantee is commonly required by lenders to safeguard against the risk of business default. Business owners agree to be personally responsible for the loan, giving the lender extra options to collect repayment if the business cannot meet its obligations.