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Common Questions

Absolutely. A less-than-perfect credit score doesn’t automatically disqualify you from getting business funding. Wefinance specializes in alternative financing solutions designed for small businesses in all situations, including those with lower credit scores.

  • Flexible Requirements: Unlike traditional banks, alternative lenders consider factors beyond credit score, such as your revenue, business performance, and cash flow.

  • Fast Access to Capital: Get funding quickly to manage inventory, payroll, or marketing—even if your credit isn’t ideal.

  • Tailored Repayment Options: Some solutions, like revenue-based funding, adjust repayments based on your sales, helping businesses with inconsistent cash flow.

  • Credit-Building Opportunity: Responsible borrowing and timely repayments can help improve your credit over time.

At Wefinance, we connect you to lenders who understand the challenges of running a business and are ready to provide funding solutions that fit your needs—even with bad credit.

Collateral is an asset or group of assets that a borrower offers to back a loan. In the event of default, the lender can claim the asset to satisfy the loan obligation.

A personal guarantee is commonly required by lenders to safeguard against the risk of business default. Business owners agree to be personally responsible for the loan, giving the lender extra options to collect repayment if the business cannot meet its obligations.

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Head Office

16 Ross St, Toronto, ON M5T
1Z9, Canada

Email Support

support@wefinance.com

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Phone : +6221.2002.2012

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